Almost every series has at least one key coin. The one coin that is not that difficult to find but if you are trying to stay within a budget, it is something you hope to find at a good price. For these coins, I am just looking for a coin that appeals to me regardless of the grade. Sometimes, if it is a good buy, I can drop my standard just a little. After all, I love bargains.
In this case, I dropped my standard a little to pick up a coin that would only grade very good (VG) to fine (F). Not only did I get a good buy but when I received the coin it had a nice look that the online images could not convey.
My new purchase is a 1932-S Washington Quarter.
Between the 1932-D, which I own, and the 1932-S there were fewer Washington quarters struck in San Francisco (408,000) and Denver (436,800). Granted, it is easier to find higher quality quarters struck in San Francisco, but to find a decent quarter that survived from having only 408,000 minted is a very good thing.
And I paid less than the value listed in various price guides!
With this purchase, I can now say that I have a complete set of silver Washington quarters in my blue albums. Next, I will work on completing the Standing Liberty quarter set so that I can say I have every quarter of the 20th century.